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  • Just about to take out home contents insurance. Any recommendations for decent cover for usual contents plus bikes?

  • Just about to take out home contents insurance. Any recommendations for decent cover for usual contents plus bikes?

    I've just gone with Pedalcover. Underwritten by AXA, treat bikes as unspecified personal possessions just like any other valuables, almost £200 cheaper than M&S for building and contents.

    No experience of claiming, but customer service on taking out the policy was excellent. (I'd got a quote a year ago, but it was a couple of days after my existing policy had auto renewed and I couldn't be arsed with the aggro of cancelling it. Emailed them this year asking for updated numbers, had a call a couple of hours later from Darren who runs the place, and got what felt like properly personal, flexible advice on levels of cover and premiums. Policy documents (and a useful freebie) arrived the following day.)

  • Hiscox is worth a look. I have contents unlimited cover and up to several thousand per bike, without being named/ itemised. Costs a bit over 200 pounds per year. I think the key is that I don't have any collections art or expensive jewellery /watches.

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