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I take it you are talking to me? I am still confused with the reply / who is speaking with who style with this 'not so new' format of this forum after what? 2 years?
Anyway, one of my regualr savings account just matured a couple of days back and I got just under £100 interest after a year, that's 6%. I think it's already the best out there at the moment...
Saving accounts are not cerdit products therefore, not subject to credit checks? I don't want to open hald a dozen and be seen as credits hungry...
I was rather hoping I could get some decent return from the stock shares I was given, fuck that it nearly gave me a hear attack when I checked it last night... and it's not even in the EU market... nothing to do with Brexit...
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Saving accounts are not cerdit products therefore, not subject to credit checks
Yep, you can open as many savings accounts as you like and it won't make you look like a rate tart. The only hassle it will cause is that when you apply for a mortgage you'll have more paperwork to collate. Some mortgage providers act right arsey when you tell them you have no paper statements, although eventually ours said "oh well you can always just email us a PDF" after a week of to-ing and fro-ing.
Sounds pretty good based on those numbers - 2% is pretty pants for interest. If you're putting money away each month rather than just looking to stash a big lump sum somewhere then take a look at regular savings accounts - http://www.moneysavingexpert.com/savings/best-regular-savings-accounts
Also there are the high interest paying bank accounts, up to 5%. The amount you get back in interest for any of these is pretty paltry but that's no reason not to more than double it if you can.