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5% minimum and usually 4.5 multiples for a joint-application.
As somebody in the middle of purchasing with a 5% deposit one thing I was unaware of before starting the whole process is that on those terms you're kind of a second-class buyer. You're seen as risky because the tight margins you're working with offer no slack if the property is undervalued by the lender or (even worse) your actual/final mortgage offer is lower than the Decision In Principle you've successfully obtained.
Old hat if you've been through it all before I'm sure but those factors were new to me as a first-time buyer.
dwl
@jv
What are the new mortgage rules? Ie. How many multiples of income? And minimum deposit?