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@Bezzin
Poll: better to comfortably go for a 10% deposit or push for a 15% deposit and have only a couple of £k left between my girlfriend and I for exciting stuff like a boiler breakdown?
Makes a pretty big difference to repayments, so if we went 15% we could save faster and for longer (fixed five year at 1400 pcm). The 10% five year is 1590 pcm for comparison, which is a lot more than we currently pay in rent...
Thoughts?