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Not sure if this has been covered but next builder you get in, offer to provide the materials and they just provide the labour.
That way you can have a full itemised account of all the spending.
It's hard to say whether or not it would save you money though...
Soul-
Saved us 3 grand on our kitchen doing it that way (providing materials - they just provided some of the labour). Which after about 2 months is now sort of finished.
From this:
It wasn't that clean when we exchanged in I can assure you - they left a load of tat everywhere:
Including this impracticably small but annoyingly intrusive pantry:
To this:
(white grout in the end not grey, as that was all he had with him and I didn't want to see him again after he'd delayed us by 3 weeks).
Today:
It needs a few final bits of filling/decorating etc. I'm also going to put up wooden shelves and a pot rack/hanger on the far end above the toasted/kettle. Possibly a small metal shelf/something to the left of the extractor for books etc.
It's not without it's problems but it's a fuck-sight better than it was when we moved in.
CYOA
In a way, I feel like we've dodged a bullet here.