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Also looking at etfs exchange traded funds to spread risk. But it's still stocks.
So hard to get a decent return on your investment. But I have a funny feeling that traditional summer sell off is now immenant could be a good idea to buy. I'm gonna move the cash isa into a s&s isa and leave it as cash with my finger hovering over the buy button. Let's hope this works out. I'm not decided to specifics shares but you gotta be in it to win it. Time to shake of my risk aversion.
Wish me luck.
wildwest-
ETFs are a different kettle of fish - although you are buying a single name stock, the performance of that stock is linked to a basket of underlying securities so you get the diversification you would not have by just buying the two stocks you mentioned - which is a good thing.
Good luck whatever you do; try and find a way to manage the risk that works for you
fidbod
how would you feel about losing 50% of you money - not saying it will happen but its a risk if you put all of your money in 2 individual stocks.
If you are looking at the stock market 4 thoughts
1: decide on your asset allocation model - you can find these for free by going onto the website of IFAs and playing with their models - broadly tell them how risk tolerant you are and they will suggest a portfolio. Do it on a couple of different websites to get an idea
2: the only thing you can control are the ongoing costs of your investments, which negatively impact your overal return. For small investors - say less than GBP 10,000 - I cannot see the reason for having actively managed investments.
3: Understand pound cost averaging and how it works for you.
4: You cannot time the market - if you could you would already be in front of a blomberg terminal, trading.
One of my favourite resources for this kind of discussion is http://thereformedbroker.com/