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I don't doubt that. But the thing about vets is that medical science and care has increased dramatically for pets. Before the vet would look at the cat and say 'he has a tumour on his paw, it's likely to turn into full blown cancer, then you'll need to say goodbye'
Now it is 'tumour on the paw, let's get it analysed and send him off to the pet cancer centre for surgery'.
Ha, does he let you tickle that belly fluff?
Yeah, my Monkey was good as new after the recovery period for the broken leg. The cost was a huge shock, but luckily I'd had a good period with work (freelance) so it was ok. Could have done without it, obviously, but there wasn't much of a question as to whether I was going to get him fixed, or.... not.
It did make us question the whole insurance/vet bills thing - are vet bills so expensive because insurance pays for it, and insurers want you to pay your premiums? I don't doubt that's why American healthcare is so expensive.