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Oh... I hope he is OK and your bank is OK too. I am grateful for insurance as Patch's op was nearly £1k. On the subject of insurance, I think I said it before, but dealing with John Lewis has been a treat considering, haven't had the payment yet but it was due to the vet couldn't be bothered to send on the paperwork... JL even helped to chase up the paperwork from the vet which did the magic as I had the practice manager calling me back right away...
JL takes I think 2 months to kick in though...
One of my cats broke his femur. He was not insured. It cost about £3000 to fix, total.
Get insured. Get insured now....
Only problem is that most insurance takes a couple of weeks to kick in, just so you don't leave it until you actually break something and need to use it.