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@ReekBlefs
Lol exactly. Thing is it's a hangover from my previous life - I only started getting paid a decent amount a little over a year ago, prior to that I was getting paid ziltch and I effectively lived on my CC toward the end every month. Since my pay bump I've more than halved it (down from over £5k) and I'm paying off £600 a month - it'll be gone in no time.