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  • Dear recent home-purchasers. I'm about to go down the route of buying a place for around £300,000 (with a 5%/£15,000) deposit. In your experience, what were your total additional costs on top of the mortgage? Have tried to piece together the pieces but anything obvious I'm overlooking here?

    I'm anticipating the following;

    Valuation/Application fee for mortgage - £460 (according to mortgage broker)
    Stamp duty - £5,000
    Solicitor fees - £2,000?
    Surveyor fee - £500

    Total = just shy of £8,000.

    How does that tally with your own experiences?

    Cheers!

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