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  • Dear recent home-purchasers. I'm about to go down the route of buying a place for around £300,000 (with a 5%/£15,000) deposit. In your experience, what were your total additional costs on top of the mortgage? Have tried to piece together the pieces but anything obvious I'm overlooking here?

    I'm anticipating the following;

    Valuation/Application fee for mortgage - £460 (according to mortgage broker)
    Stamp duty - £5,000
    Solicitor fees - £2,000?
    Surveyor fee - £500

    Total = just shy of £8,000.

    How does that tally with your own experiences?

    Cheers!

  • Moving costs (£500-£1000) unless you do it yourself
    Buildings Insurance (??? depends)
    Home Contents Insurance (??? depends)
    A big food shop (you'll throw most of the stuff from the old place away) - £200

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