Erm, The Financial Services (Banking Reform) Act of 2013.
... in which Osbourne signed up the biggest banks to a rainy-day fund for next time and broke up the FSA.
Everything is fine now ;-)
Nobody would dare trade bad debt now ..... right?
@miro_o started
London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
This site is supported almost exclusively by donations. Please consider donating a small amount regularly.
Erm, The Financial Services (Banking Reform) Act of 2013.