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Think further on than that:-
Leave wins - Cameron ousted, even nastier Tories take over, fueled by middle Englanders who 'want their country back', further cuts and possibly at least another 5 years+ of it from 2020 onwards.
Remain wins - Tories ripped apart internally, Labour rebuilds and manages not to snatch defeat from the jaws of victory and takes over from 2020 and starts to undo the damage austerity has done?
Who knows.
Greenbank-
I guess people would argue, sincerely, it's "austerity caused by the last Labour gov't" * (as opposed to historical repetition). Still cyclical.
Deep down I fear the leave vote and for many of the valid arguments proposed here, but I think devil's advocate is important especially in a discussion based on assumption and weighing scales full of pessimism.
*citation needed, see below
pdlouche
I question whether these things will happen regardless of in/out though, as budgets continue to squeeze. That's outside the referendum debate, though, maybe.