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  • I'm just doing some sums to show Mrs Sparky what could happen if I sold my flat and we went hunting together. The answer, I think, is "Sparky would stress out about mortgage repayments".

  • It's only debt. Just more of it.

    On that note, we're trying to decide whether to overpay our (fixed) mortgage payments or save/upgrade the home. We can afford to overpay quite a lot.

    Just thinking ahead to eventual interest rate rises and remortgaging in 2yrs time...

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