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You know you linked a Q&A with Slater and Gordon, right? You also know they're going bust because of they're barely legal approach to trading, right?
Like I said, happy to help. I run a startup insurer that is trying to change some of this stuff, so have a unique perspective.
The point is, someone was hurt; how best to move forward.
Unrepresented injured parties get a significantly worse settlement than going through a solicitor.
http://www.cyclinguk.org/blog/julie-rand/will-proposed-increase-small-claims-limit-affect-cyclists