I'm not bothering with a fee charging broker as I'm a pretty straightforward case. Earnings all through PAYE, consistent year on year, only borrowing about 2.5x my salary, no other loans/commitments and I'm comfortable with numbers/financial terms.
If I was self-employed, looking to stretch what I could borrow, etc then I'd think about getting someone to sit down with and wouldn't begrudge a fee.
One other area where the brokers try to make money is selling life insurance, redundancy cover, etc. When I dealt with Countrywide previously they tried the hard sell with that type of stuff.
I'm not bothering with a fee charging broker as I'm a pretty straightforward case. Earnings all through PAYE, consistent year on year, only borrowing about 2.5x my salary, no other loans/commitments and I'm comfortable with numbers/financial terms.
If I was self-employed, looking to stretch what I could borrow, etc then I'd think about getting someone to sit down with and wouldn't begrudge a fee.
One other area where the brokers try to make money is selling life insurance, redundancy cover, etc. When I dealt with Countrywide previously they tried the hard sell with that type of stuff.