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  • L&C have a reputation for variable quality of brokers. If you get a good one, great. If you don't then you could end up shit creek.

    It's about paying for peace of mind. I wouldn't recommend a broker to everybody but buying a house is normally stressful enough without having to worry about your paperwork not being in order.

  • L&C have a reputation for variable quality of brokers. If you get a good one, great. If you don't then you could end up shit creek.

    It's possible if you have complicated finances but if you are fairly normal there's not a whole lot to go wrong. A computer deals with 99pc of it anyway :)

  • In theory 99% is computerated but in practice a good broker will earn their money by knowing which bits of lender's criteria can be bent a bit, by talking to underwriters, by working proactively and by generally being wise and experienced.

    A bit like every other service job.

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