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Really? I haven't for both my house purchases in the last 6 years(2010, late 2015)
Kind of :) Recommendations off the back of MMR came in 2014, and basically made it burdensome for providers to deal with consumers direct.
Some providers will still sell direct but they do not make it easy and they have removed any incentive for consumers to deal with them in this way.
Remortgaging is a bit different.
Howard
@Tango130
Really? I haven't for both my house purchases in the last 6 years(2010, late 2015)