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  • Our mortgage broker got paid circa £1k by the lending company which was fine, we were under the impression all fees were included. Two weeks later we were invoiced £250 for their services too which I made a bit of a scene about but was ultimately in the small print that I'd missed and paid.
    The mortgage lender gave us £500 cash back that was in the small print too so karma sorted things but it's the difference in recommending the broker or not.

  • Sounds identical to the broker we used (and the cashback, Nationwide?). We could have gone alone, but figured as first time buyers it was worth spending a little bit for someone else to do the leg work if anything needed chasing or sorting - we did laugh as he told us him and his company was fee-free, 'but there's a £250 completion fee to pay'.

    The re-mortgaging in two years on the other hand is apparently totally fee-free. We'll see when the time comes...

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