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I'd rather it fails and I left with drive (whatever gearing that is in) than no drive.
Actually never heard of that happening.
In fact, never heard of a failed Rohloff hub. Neither have Thorn.
Some people have had trouble with installation, especially the retrofitters. But beyond that I researched widely before I jumped for mine and even now still haven't heard of a failure.
You do realise even if everything external fails, you could still use a pair of pliers to set a gear whilst the bike is stationary? So if you did manage (how!?) to screw up the shifter or whatever, you'd still be able to choose a gear.
Oh I won't be using drops on a Karate Monkey. Just need it to keep on working.
I'd rather it fails and I left with drive (whatever gearing that is in) than no drive.