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The latter is the dunning-kruger effect and it happens a hell of a lot in my industry as well (software engineering), in fact it happens a lot anyway.
cookiesdonniedarko
Causing Death by Dangerous Driving (Road Traffic Act 1988) was only introduced because juries wouldn't convict a driver of manslaughter. It's a recognised phenomenon. It's the same logic behind 80% of drivers admitting they regularly speed at the same time as 90% reckon they are an "above average" driver.