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My two cents is that tax evasion is out of reach of all bar those with lots of disposable income.
Well, not really: I got a quote for a job last week including a lower cash-in-hand rate; I doubt that's just lower transaction costs.
It's hardly as odious as the elaborate off-shore version though, partly because less effort and forethought go into it.
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I can understand why self-employed individuals sometimes play the system a bit/break the law: You have to pay taxes, yet you get no unemployment benefits.
And he/she passes on the savings to you, rather than grabbing as much as possible and giving the tax payer nothing back.
Doesn't make it legal obv.
It annoys me more when people get underpaid by their bosses who pay no tax, and don't give them benefits from tax they saved.
My employer uses HMRC real time monitoring so I'm stuffed :P
My two cents is that tax evasion is out of reach of all bar those with lots of disposable income.
Dumping a lot of cash into a pension to go from 40-50% to 20% income tax is impossible for nearly everyone.
That's where it rubs me most, of course we all like to keep our cash. But at some point with food banks etc...you have to ask yourself if you've no shame.
Maybe a few rich ppl invest tax savings into improving equality as they feel government is wasteful OK fair nuff.