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At least we don't pay stamp duty, right?
If you're getting divorced (or ending a civil partnership) then you don't pay it as long as it's all sorted out by an agreement or court order that's part of the divorce/dissolution proceedings.
If you're unmarried you'll probably have to, on the value of the chunk being transferred to you (cash you're paying your partner plus whatever share, e.g. 50%, of the outstanding mortgage amount).
Article from 2009 but it doesn't look like things have changed: http://www.theguardian.com/money/2009/sep/30/stamp-duty-land-tax
I'd seek proper advice on this.
Greenbank
Yeah I guess I wondered whether this is it - my assuming that the only way to take a name off the mortgage is to sell it to the person who wants to stay on. At least we don't pay stamp duty, right?
Just did some quick calcs, and the gap between likely new borrowing, and amount someone will lend me based on income is in the region of £140k :/