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they all told me there is little point in even viewing if I don't have an agreement in principle for a mortgage, maybe they were lying, I don't know...
I don't know if they are lying, but a "mortgage in principle" is meaningless.
Work out your deposit, your income, how much you can afford a month and call a mortgage broker. They will tell you what you roughly can borrow. Add this to your deposit and you have what you can afford.
If asked just say, yes, you have a mortgage in principle.
hugo7-
I am speaking to one in a couple of weeks time, but I already have a fairly good idea what sort of deals I will be able to get.
With the agreement in principle, apparently one would get a letter proofing that from the lender and that's the piece of doc some agents want to see before putting an offer forward for you...
Buying a house is sooooo annoying... can anyone lend me enough money to become a cash buyer... currently I could probably afford buying a garage outright.
ExTra
I am not keeping my hopes up, I will be more por active myself when I get back after Easter, there are a few places I am intertested in Croydon / Norwood areas, but they all told me there is little point in even viewing if I don't have an agreement in principle for a mortgage, maybe they were lying, I don't know...