• Nah really my point was why has my insurance gone up so enormously, despite ostensibly being older and wiser and driving a car in Insurance Group 1.

    Insurance in NZ is cheap because there's no such thing as personal injury claims - well that's partly why anyway. The accident rate in NZ is actually higher than the UK. But insurance in the UK is still outrageously expensive compared to Europe, or the US, or the UK five years ago. Why?

  • Probably two things: the heinous ambulance-chasing industry, and the number of illegal drivers causing carnage.

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