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No I haven't heard of Jon Gregory. The sums are frightening, especially in London I imagine. Take a look at caterkwik.co.uk We put together a quote for about 30k worth of equipment for just about evrything you need to open a shop including the oven and their leasing came in at about £500/month over 5 years. That's a massive lump sum sorted out, has tax benefits too.
Oh god, dont tempt me...
I actually ran a Pizza kitchen for a few years (not my own though) so know my way about. I guess its making the jump and the initial outlay that are terrifying.
Don't suppose you know Jon Gregory? I think he was doing something coffee based over your way last not so long back.
I have so many ideas for pizza.