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I would have thought the money would be taken from the increase in value of property (well, in London at least), then having it revalued afterwards and remortgaging with the new valuation.
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We got a loan and some savings plus trying to save 3/4k per month since completing. This won't be enough to finished everything but we will hopefully have a decent chunk of it paid for and then do things as and when
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We're doing it with savings. You could hold back some of your deposit in cash and get a larger mortgage.
Bainbridge
Tenderloin
playswellwithotters
@NurseHolliday
Potential stupid question.
People who are buying a house then spending what I assume is in the region of 20-50k "doing it up", does the doing it up budget come from your mortgage? If so, is that totally normal? How do you run that past the mortgage company?