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  • Dear LFGSS hive mind - I need to check what is 'normal procedure' during a purchase.

    I've had an offer accepted on a property. It was a tight bidding war with another possible buyer, but eventually we just tipped the balance. Our mortgage provider asked for a Timber & Damp report and a roofing report. It's come back at £11K to make good.

    Is it standard practice to ask for this amount to be taken off the agreed purchase price?

    The reason I'm nervous about doing this is that we don't want the seller to ditch us and take the other persons offer, which feels like they may do at this stage (they were pretty fucking unscrupulous during the bidding war).

    Any experience / advice gratefully received.

  • I guess the question here is whether it is 'normal procedure'? Might be worth checking other mortgage companies if that's the case.

    Is it to do with the period of building or the area that has made it normal procedure?
    How was the £11k broken down and is it actually £11k?

    Good luck.

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