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Yes I have it.....never had to use it thankfully, like many policies though its a personal choice relating to your attitude to risk
I have a wife who does not work, 2 kids (school fees) and a large mortgage....for me it was a no brainer to take it out coupled with the critical illness. Yes it costs, but i am fairly risk averse when it comes to my dependents (less myself)
Cornish_Bike
Question to the masses - do any of you have Mortgage protection insurance / Employment protection insurance. Especially those who are freelance. What are your thoughts/experiences of it?
I've always thought of it as an additional waste of money, but I do know someone who had their mortgage paid off in full when they were diagnosed with cancer. Now they have had the all clear, it seems like the insurance was a shrewd investment.