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I think the bank valuer is a different issue though. Effectively it's limiting the mortgage and the amount that people are going to pay.
Yes, I guess you are right. In our case the bank would still have lent because we were putting down approx. 50% in cash, but we didn't feel comfortable going ahead without some kind of reduction.
pjay
I think the bank valuer is a different issue though. Effectively it's limiting the mortgage and the amount that people are going to pay.
Trying to knock off £10k because the windows are knackered, boiler will need replacing soon, etc is a bit more difficult. Although if you're far enough along it may happen rather than starting it all again.