So HSBC have said that it will take 8 weeks to get a new mortgage offer to us - which strikes me as bollocks but if true just doesn't work, as we the vendor wants to exchange in late Feb.
What are my options? Keep the mortgage offer we have and get the vendor to give me the difference in cash?
HSBC are notoriously slow. We had to switch to Halifax to match the timing. They have one of the best deals though. In our case Halifax had a 1% cashback deal so it worked out better eventually.
So HSBC have said that it will take 8 weeks to get a new mortgage offer to us - which strikes me as bollocks but if true just doesn't work, as we the vendor wants to exchange in late Feb.
What are my options? Keep the mortgage offer we have and get the vendor to give me the difference in cash?