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@inchpincher
We offered £40K over asking on a place after getting whipped into a bidding frenzy, got blanked by the agent for 48 hours and then told we weren't even in the running. Never been so relieved, it would have totally over stretched us, we've now bought a place £50K under and have cash moniez to renovate plus the mortgage is £300 less a month - that's a lot of bikes.
Value your sleep and peace of mind.