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you on drugs buddy? hertford? thats pretty much the most expensive town in hertfordshire.
i mean it has two train lines which are shyte. like 45mins slow train through all the pikey areas to liverpool street. you wouldn't get much change out of 450k for a decent 2 bed terrace anyway. pretty much paying zone 3 london prices where you don't have to pay for expensive train ticket.plus side is that hertford doesn't have much in the way of pikeys i must admit.
What about Hertford? Doubt it's particularly cheap but it has two rail links to London taking two different routes (so if one's broken you can use the other).
Hertfordshire has some lovely riding, easy to get to Essex lanes as well and you're right on the Lea valley.
I've no idea what it's like as a place to live, mind.