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The machine sits in the corner of my lounge and although I'm used to a loud fan (actually collection of fans) now, I'd love a silent machine.
Also performance-wise, it has to kill what I have now (not hard) and I'm future-proofing it somewhat. I started out with the overclockable 3.5 and then thought 'fuck it, this is a work machine and the faster I spec it, the longer it'll keep me happy' so I threw the 4 at it.
I never said it had to be cheap, I was merely questioning the combination of parts as I've been out of the game for ages now.
As others have said, looks pricey. How much are you valuing the fanless part because I guess that's what's adding the big premium.
If that's the major driver then do you really want/need such a powerful PC or can you go with mobile processor, onboard graphics.
Cheap, quiet, powerful. Pick two from the three.
OS installs are pretty straightforward nowadays unless you have some weird hardware.