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ideally you should have insurance to cover these issues. it sounds from your description that it was your error, if so pay up. all a solicitor will do is charge you money and you will still have to pay up.
unless you have recently had your bike serviced and your bike shop fucked your brakes up
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Yes, unfortunately that's your fault from your description. As James says, it's good to have third-party insurance for this sort of issue. Shameless spam, but of course it's included in LCC membership:
http://lcc.org.uk/pages/enjoy-cycling-peace-of-mind
(Too much of a well-kept secret still. If you're an LCC member, as an additional bonus you can be insufferably smug to any drivers who shout at you that you're not insured.)
You can also go the whole hog:
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Legally where do I stand?
Well, ask yourself this question - if you had to stop suddenly while riding your bike, and a car driver drove into the back of you because his or her brakes weren't working, would you think it's the driver's fault?
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Nought you can do about that 'mot'. Happens. All drivers take that risk when getting out on to the roads. Hand it over to insurance and reeelllaaaax! Maybe some Arnica and ale for the bruising!
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dancing james
Oliver Schick
Brommers
MetalMelly
@matteroftaste
Advice please peeps
Sauntering to work this morning and rear ended a merc that indicated to take a corner but slammed on brakes way before the junction instead. I realise that I should have left more braking distance but the road seemed to disappear before I rear ended his boot door leaving a big scratch. Upon inspection my front brake cable had separated in the caliper hence why I didn't slow.
Swapped deets with the driver, it's a company car, but the guy is insisting I need to pay.
Legally where do I stand? Should I solicitor up?
Ruined a good commute too, right glute properly smarts and I'm feeling really sorry for myself 2/10