Anyone got any experience of claiming on accidental damage at home? Hypothetically, if I was to knock over my bike and put a dent in its top tube, what would the deal be with repair/replacement? It's a 90s Argos 853, so would I need to get a valuation from an LBS or something? or do insurance companies take your word for it/base it on what a new one would cost?
Anyone got any experience of claiming on accidental damage at home? Hypothetically, if I was to knock over my bike and put a dent in its top tube, what would the deal be with repair/replacement? It's a 90s Argos 853, so would I need to get a valuation from an LBS or something? or do insurance companies take your word for it/base it on what a new one would cost?
Thinking about Bikmo+ who do new for old.