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  • I'd like to think I'd be organised enough to put everything on it purely for the rewards but that could easily go very wrong. Having expenses in one place is the main goal. Granted I don't have many but I dare say I'll be going to Colorado at least once next year and only having a debit card relies on me keeping a buffer of £1500 in my current account at all times just in case. Plus the odd last minute train to Nottingham (had to go last week, £160)

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