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hippy
I need a credit card, mainly for work expenses (train tickets, meals, flights etc).
I don't have one. I have only ever had one and that came with my student bank account. It got abused 11 years ago, paid off then destroyed.
I am 3 months into my first mortgage and my credit rating is fine.
The plan would be to use it solely for work expenses, claim, and then pay off ASAFP.
No need for any transfer bollocks, I've no other debt that needs to be moved around. Just want something easy to use, basically.