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  • Yes, not keen on the mortgage fraud bit.

    Guess it will all come out in the wash when I start applying. Slightly difficult bit is that the company has been running for about 5 years, but hasn't really shown any profit, until this year when it was restructured (hence me becoming director) and is now going to show a very healthy profit, just have to hope they don't see that as a one-off!

  • This is what ours did. It was a bollock as I had invested a load of money in kit the previous year so had shit all profit compared to this year and it dragged my score right down.

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