Guess it will all come out in the wash when I start applying. Slightly difficult bit is that the company has been running for about 5 years, but hasn't really shown any profit, until this year when it was restructured (hence me becoming director) and is now going to show a very healthy profit, just have to hope they don't see that as a one-off!
Talk to an experienced mortgage broker. Many lenders won't like you for the exact reason you say and will want to see 2 good years, a few are more understanding.
Do you need to remortgage or move now? It might pay to wait a year.
Yes, not keen on the mortgage fraud bit.
Guess it will all come out in the wash when I start applying. Slightly difficult bit is that the company has been running for about 5 years, but hasn't really shown any profit, until this year when it was restructured (hence me becoming director) and is now going to show a very healthy profit, just have to hope they don't see that as a one-off!