Any mortgage advisers on the forum?

Posted on
  • There seems to be all professions here - was wondering if there's any MA's on here I could ask a cheeky question of

    Ta

  • my old man is an independent financial adviser.
    He's helped out a couple of forum types with mortgage stuff

  • lovely job - I'll drop you a PM if that's ok

  • Yeah, that's fine.
    He's happy to give some free no obligation advice on most issues, if you then go on to make whatever arrangements you decide on through him that's up to you.

  • You've decided to push the upgrade a little further??

  • Wayno - ask Damo or Nick, apparently they have a good guy.

  • Old bump...

    Any mortgage people about?

    Before going to get official advice I wouldn't mind some unofficial internet style advice on mortgages...

    Up until November 2014 I was paid simply by PAYE, I then got given a stake in my business meaning I moved to partial PAYE and some dividend (PAYE 50%), then in July I got given a bigger stake in the business, and we change payments again, so I am now about 10% PAYE and 90% dividend. We are looking to move in the new year

    So my two questions are;

    1. Is this little bit messy situation going to mean I can't get another mortgage easily?
    2. with dividends going forward I have a choice of taking them regularly, with an occasional top-up when there is extra profit about or to just take much larger chunks every 5 months of so, will it matter for mortgages which one I do? To me it feels like a regular income is a good thing to show...
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Any mortgage advisers on the forum?

Posted by Avatar for big_daddy_wayne @big_daddy_wayne

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