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@BrickMan
Anyone know reasonably priced places to get courier/food delivery insurance (business cat 2, not hire and reward as paid hourly rather than per delivery). Yes I might start working for Deliveroo, a lot of folk think they are awful, and I will probably come to realise that pretty quick, but just now the place I work is about to collapse and really CBA'd with another company going belly up on me, hence easy'ish money when I want it.
Though its hilarious they don't have a base of operations where I live, instead they just hang around the back seats in a starbucks.
I think Cat 2 business is the correct one, the first company I rang went straight to Cat 3 and gave me a quote nearly twice as high as any (even modified) car quote I've ever had (£3400 for a fecking 96cc moped). Essentially if legitimate insurance doesn't work out at a reasonable price (<£400, given regular SDPC insurance would be about £80 per annum) its not viable.