Owning your own home

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I've just seen house prices in Liverpool.
I wish I had some investment cash.

I think my house is concrete. I have a mortgage.
SHOULD I PANIC?

It's deffo concrete floors and ceiling.

I can see why people love conversions but in some ways they are the worst of both worlds - not as practical and safe as a flat could and should be, and not good sound-proofing either.

I suspect you've not tried to convert a house to flats recently. The noise tests you have to get through are far more stringent than anything purpose built stuff from the 60s and 70s underwent.

But, in general, niccageyoudontsay.jpg - conversions never work as well as their purpose built contemporaries and massive blocks are generally less fun to live in than smaller blocks.

Unfortunately, in London at least, a lot of the conversions made don't meet building regs. Certainly lots that I've lived in and seen anyway.

That is bloody insanity. INSANITY.

Our 1930's apartment block seems to be holding up well, nice large flats also.

Our 1975 3 bed maisonette (made of concrete) is alright.

Not really sure what the issue is? My house was built in '59 and is mostly steel reinforced concrete and there was no issue with mortgage. (Even with added asbestos). Tower blocks are all concrete, not brick - it's stronger. Why would they refuse a mortgage because of concrete?

Often poorly built, if so becomes a liability as you can't patch it up - you have to demolish and start again.

Where is this "shit list" and how can I search it?

When viewing concrete places most estate agents have said it's cheap/cash buyers only because they are un-mortgageable because of their none standard construction. Google seems to suggest this is the case but since I'm not actually getting a mortgage I can't confirm.

I'm just trying to minimise the chance of me getting stung in 5 years when I want to sell.

I would love to live the Brutalist dream but I'd also like to sell with minimal hassle.

Mine could survive a nuclear strike. We have builders in at the moment (or rather for the last 6 months) and they have had to keep bringing in heavier duty equipment to get through it.

It was never even raised as an issue when buying it though which is why I'm a bit surprised.

We have between 20 and 30 moving boxes at ours which anyone is welcome to come and collect before they go in the recycling on Sunday.

Holla.

Why?

The LOL's.

@Butternut-Squash - ah, interesting. Thankfully not relevant to us. The only problem we have is that's it's such a pain in the arse hanging pictures.

fuck it, smash it down and rebuild again!*

*just in case!

where you at?

se4...

can i make furniture out of it?

You could probably make clothing out of it Iain.

who needs clothing Neil? Be proud of your body

Does anyone have any tips for hurrying solicitors up? I'm buying my first house and mine seem in no rush whatsoever. Which isn't ideal because I'm currently relying on the kindness of friends to let me sleep on their sofas, with all my stuff in storage.