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  • Not to the floors. Concrete floors are standard construction. Mostly.

    If it has brick walls it's mortgageable. Mostly. Unless the bricks are just cladding and the main structure is non-standard.

    If in doubt ring an established local surveyor. If they're experienced they will probably be aware of the non-standard buildings in their area. Of course an estate agent should inform you in their marketing info, as they're supposed to advise of anything material that might affect your purchasing decision, which would obviously include non-standard construction. And they absolutely must tell you if you ask. But good luck with that.

    If you get really bored the Housing Act 1984 has a list of the construction types considered defective. The act was repealed quickly, but the list is still a bit of a thing for lenders.

    Some non standard construction, my personal favourite being Wimpy No-Fines, is perfectly OK with many lenders. Some will even lend on very questionable looking steel frame post-war BISF stuff, but I agree with your stance in only wanting standard, it's the safest option.

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