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@deleted
following from my previous bellyaching: insurance.
The other freeholder and i (us) have separate insurance policies as our freehold clearly states that we are responsible for separate aspects of the structure (we're upstairs, he's downstairs). am i correct in understanding that this will be acceptable should we need to make a claim on the OTHER freeholders insurance for any potential structural work or will we get nobbled for having what is effectively 2 insurance policies on the same property?
i've not read the details of our respective policies and doubt i'd be able to understand it if i did - was just wondering if anyone had any similar experiences.