Why would you need a deposit? If mortgage was 70% LTV at origination it would now be 35% LTV so you'd just refinance, no pay down necessary, obviously subject to your income. Your interest rate would come down with LTV so affordability will be helped slightly.
Why would you need a deposit? If mortgage was 70% LTV at origination it would now be 35% LTV so you'd just refinance, no pay down necessary, obviously subject to your income. Your interest rate would come down with LTV so affordability will be helped slightly.