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Sumo
Afraid thats it, its proper sky high if you have no NCB's. Although...
My mate, helped him get another car a few months back, he had NCB's but then left the country for a few years, had cars insured where he was, but in the UK they won't recognise. So basically he's 26/7, living in a built up area, with no NCB to prove and managed to get insured on a vectra sri diesel for <£450 per annum, but thats because he's been driving for ages maybe?
So it can be done. The other thing is if you are going to be buying a new car, lots of the cheaper city cars get offered with free insurance for a year or two, these, so long as the NCB is transferable out the backside of them can be handy. But be prepared to be forced to sell the car the third year, Citroen used to sell Saxo VTR by the boat load this way, but then at 1-2years old they were all put up for sale.
Also remember a fiesta is now a medium sized car,think about getting a tiny engined Fiat 500 (twin air 0.9l) or something like that, for city use they are more fun, cheaper to run and make a great noise.
Unless you live in some bad postcode, you SHOULD be able to insure SOMETHING for around the £1k mark for your first year, but think the smallest petrol engine in the range, or the smallest diesel engine (skoda citi diesel etc), the fact your 25 helps, the second year will be much cheaper.