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beseku
We use insurance4carhire and call it the "bumper car insurance". Since getting it we don't worry about checking the car before or after hire, and have never had any problems.
Fuel shinnanigans are another matter - we picked a car up from Malaga from a company called Goldcar, and got stung. They made us pay for a tank of fuel at pick-up.
A quick google suggests Firefly may be the same - http://www.tripadvisor.co.uk/ShowTopic-g187497-i44-k7213849-Firefly_Car_Rental_Barcelona_DO_NOT_USE-Barcelona_Catalonia.html