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  • Yeah I understand that, I have about 15k in ISAs in the UK and I am renting out my house in Essex at the moment so that's generating a bit of income too. Should be enough to set us up in the UK for six months whilst we job-search and buy a car and stuff. Then plan to buy a house within 18 months of landing. However not really sure what sort of asset to invest it into in the meanwhile.

    Now the other thing I need to think about is how I might leverage the value of the house I already partially own. No mortgage to pay, but it's tricky because my little brother owns half of it. He's still at school so he doesn't live there and we rent it out. I could sell up (as in, sell it to my parents, who are happy to buy it). Not sure what the pros/cons are.

    The painful thing is that I could buy a 3-bed family home/huge garden/beautiful view here in NZ for less than 100K GBP... but with kids hopefully coming in the next couple of years we'd rather be nearer family (for their sake).

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