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If you have a set of the deeds, they may give you a more accurate age for it (we got a set when we did the original mortgage, and should be getting another copy now that we've remortgaged).
It can be relevant for things like
- Ease of entry - doors with a single pane of stained glass in are known a 'burglars friends' in parts of the country, as you can often just knock out one pane of the stained glass and get at the latch, and these are common in houses of certain ages.
- Fire protection - are the electrics original or retrofitted? ditto other services
- How well built is it likely to be - if your house collapses, whilst your buildings insurance will pay for it to be rebuilt, your contents will pay for the things you had in it to be replaced, so they have an interest.
- I think you've got the idea here...
TL:DR? Contents insurers have a legitimate interest in the age/state of your property.
- Ease of entry - doors with a single pane of stained glass in are known a 'burglars friends' in parts of the country, as you can often just knock out one pane of the stained glass and get at the latch, and these are common in houses of certain ages.
MrDrem
ExTra
Thanks guys, collective power on the Internet! Really appreciate it. I still don't understand how this is relavent with content only insurance...
Once again, thanks a lot. :-)